FRANKLINLAND CAPITAL
Land banking · Houston & Dallas–Fort Worth

We hold the land. Builders build.

Franklin Land Capital buys and holds residential land for homebuilders in Texas. The builder signs a takedown contract, posts a deposit, and pays a return while we hold the ground. Each deal is capitalized on its own with bank financing and investor equity.

A parcel split into two tracts. Tract 1 goes to the builder at closing. Tract 2 is held by Franklin Land Capital until the builder's scheduled takedown. COUNTY ROAD · 60' R.O.W. N 87°24'10" E · 1,412.6' S 03°28'41" E · 1,086.3' N 03°03'17" W · 1,084.9' TRACT 1 Builder takes at closing TRACT 2 Held by FLC to takedown N
Typical two-tract structure Illustrative · not to scale
How a deal works

From contract to takedown

Builders want lots on a schedule without tying up their own balance sheet in raw land. We buy the land, hold it, and sell it back to the builder in phases at terms agreed before we close.

  1. Builder brings the land

    A homebuilder has a tract under contract and wants to take it down in phases. We review the site, the lot plan, and the builder's absorption.

  2. Terms are set up front

    The builder signs a takedown agreement with a set price, schedule, and holding return, and escrows a deposit before we close.

  3. We close and hold

    We buy the tract with a bank line and deal-level investor equity. The builder pays the holding return, reimburses taxes, and carries development cost.

  4. Builder takes it down

    The builder buys the land back on schedule. The bank is repaid, investors are paid out, and the capital moves to the next deal.

Two sides of every deal

Built for builders and the people who back them

A land bank deal only works when both sides get what they need. Builders get land on their timeline. Investors get a defined return secured by real property and a builder's commitment.

For homebuilders

Keep land off your balance sheet

  • Close on the whole tract and take lots down as you need them
  • Terms agreed before closing, so there are no surprises at takedown
  • Straightforward structures we have already negotiated with national builders
  • A local team in Houston and DFW that can move quickly
For investors

Invest one deal at a time

  • Choose the specific deals you participate in. No blind pool.
  • Returns backed by a builder's contract, deposit, and the land itself
  • Capital is raised for a closing, so it does not sit idle
  • Senior bank financing sized to the builder's takedown schedule
Structure

How each deal is protected

We underwrite the builder as carefully as the dirt. These are the terms we look for in every deal.

Escrowed deposit

The builder puts a meaningful deposit in escrow on the held tract before we close.

Builder carries the cost

Development expense, property taxes, and site studies are the builder's responsibility.

Recorded easements

Access, utility, and detention easements benefiting the held tract are recorded at closing.

Periodic returns

The holding return is paid on a set schedule during the hold, not in one lump at the end.

Matched financing

Bank debt is sized and termed to the takedown schedule so the capital stack stays aligned.

In-house closing

Title and closing run through our affiliated title company, which keeps timelines tight.

The Franklin platform

Part of a Texas real estate group

Franklin Land Capital is backed by a group of companies that touch every stage of a residential transaction in Houston and Dallas–Fort Worth. That gives us a close read on where homes are selling and how fast.

Founded by Andrew Franklin, a licensed Texas real estate agent and operator of five real estate companies with a team of more than 50 people.

  • The Franklin TeamResidential brokerage closing more than 1,000 home sales a year
  • Envision TitleTitle and escrow with six locations across Houston and DFW
  • Eagle Point LendingPrivate real estate lending
  • Encore AcquisitionsResidential acquisitions
  • Property managementLeasing and management for single-family rentals
Contact

Have a tract that fits?

Builders, send us the site and your takedown plan. Accredited investors, reach out to hear about upcoming deals.

Homebuilders

Share the location, acreage, lot count, and the schedule you are targeting.

deals@franklinlandcapital.com
Investors

Deal information is available to accredited investors only.

investors@franklinlandcapital.com